Credit Card Value Index (CCVI)

CCVI quantifies credit card value using a repeatable methodology so teams can benchmark offers, track changes over time, and ground product discussions in consistent metrics.

400+
Cards tracked
Monthly
Update cadence
Sortable
Web application
How do all credit cards stack up?

CCVI provides a consistent way to compare credit card offers across issuers and segments — useful for competitive benchmarking and portfolio discussions.

How does it differ from other comparisons?

Instead of ad-hoc or purely editorial comparisons, CCVI uses a structured methodology and standardized inputs so comparisons are consistent over time.

How is the CCVI calculated?

CCVI evaluates multiple dimensions of value — acquisition offers, ongoing rewards, fees, and benefits — so teams can benchmark offers using a common framework.

Benefits of the CCVI

CCVI is designed to make card value discussions more consistent, comparable, and defensible.

Better decision making

Clients can see how cards rank based on unbiased data. CCVI supports competitive analysis and more informed decisions on product development, customer acquisition, fee structures, and positioning.

What's included

CCVI access can include the portal plus recurring deliverables that keep your team aligned with what's changing.

Best for

Payments product, strategy, and competitive teams who need a consistent, repeatable way to benchmark cards and track market movement.

Typical deliverables
  • Access to the CCVI web application (search, filter, compare, export views)
  • Recurring scorecards or summary files (cadence based on engagement)
  • A trends summary highlighting notable changes and implications
  • Monthly matrix / dataset views across cards (structure varies by client needs)
  • Direct access to our team for clarifications and custom requests
Want a quick walkthrough of what CCVI includes?
Get started
Tip: pair CCVI with Analysis On Demand

Many teams use CCVI for benchmarking, then escalate high-impact items into deeper competitive analysis when a decision needs more context.

Want CCVI for your team?

Share what your team is trying to benchmark — competitors, segments, or product positioning — and the right starting access will be recommended.

Stay informed
Market Intelligence Newsletter

Periodic updates on credit card market moves, issuer strategy shifts, and CCVI insights.